Play Live Baccarat at my97 and experience real casino action
Read this guide to clearly understand how to play Baccarat, the types of bets, and the odds at my97 — one of Myanmar's most trusted platforms — alongside real Live Dealers.
What is Baccarat — the basics
Baccarat is one of the most popular card games in casinos worldwide, and it has a strong following among Myanmar players thanks to its straightforward rules. The goal of the game is simply to predict which side — your own (Player) or the dealer's (Banker) — will have a total closest to 9 from their cards.
When the game starts, both Player and Banker each receive two cards, and a third card may be drawn according to the rules. Cards with a value of 10 and face cards count as zero (0), an Ace counts as one (1), and all other cards count at face value. If the total exceeds 10, only the last digit is counted (for example, 15 becomes 5).
When you play Baccarat at my97, you will have real Live Dealers and a smooth environment in the Myanmar language, accessible 24 hours a day, 7 days a week via your computer, phone, or tablet.
Types of bets in Baccarat
Having a clear understanding of the three traditional Baccarat bets and the additional Side Bet options will help you build a stronger playing strategy.
Player Bet
Betting on the Player side pays 1:1. Because there is no commission, most players tend to go with this option. The probability of the Player side winning is not far off from the Banker side.
Banker Bet
Betting on the Banker side pays 0.95:1, as a 5% commission is deducted from winnings. Because the Banker side statistically has a slightly higher chance of winning, it is popular among experienced players.
Tie Bet
If the Player and Banker scores are equal, the Tie pays 8:1. Although the payout is high, the chance of a Tie occurring is low, so you should factor in the length of play before betting on it.
Pair Bet
Player Pair or Banker Pair — if the first two cards are a matching pair, you win 11x (11:1). You can add it as a Side Bet on top of your main bet, and no matter how the main round goes, it adds extra excitement to every hand.
Super 6 / No Commission
If Banker wins with a 6, the Banker Bet pays only 0.5x. In all other cases, it pays 1x with no commission deducted. No Commission Baccarat is a popular choice among players who prefer straightforward payouts.
Big / Small Side Bet
You bet on whether the total cards dealt will be Big (5 cards) or Small (4 cards). Small (4 cards) pays 1.5x; Big (5 cards) pays 0.5x — a quick and simple Side Bet to add to your round.
Baccarat card values chart and game steps
When playing Baccarat, you need to know the card values in advance. If the total goes above 10, drop the tens digit and use only the remaining number.
| Card | Value | Note |
|---|---|---|
| A | 1 | Ace |
| 2 – 9 | 2 – 9 | Face value |
| 10, J, Q, K | 0 | Face card / 10 |
If the combined cards of Player and Banker total 8 or 9, it is called a "Natural" and the game ends immediately with no more cards drawn. If Player scores 0–5, a third card is drawn; if 6–7, Player stands. The Banker's third card decision is handled automatically based on a fixed rules table, so players don't need to worry about it — the system takes care of it.
Good to know: Baccarat involves very little strategy — it is mainly a game of luck and probability. Set your budget before you play and stick to it.
How to start playing Baccarat at my97
From opening your account to sitting at the table, there are just five simple steps.
Log in via my97 Login
Log in with your my97 account on the my97 Login page. If you don't have an account yet, you'll need to register first.
Deposit with KBZPay / Wave Money
You can deposit a minimum of 20,000 Ks instantly using KBZPay, Wave Money, AYA Pay, or CB Pay.
Claim your 200% welcome bonus
On your first deposit, you can receive a 200% bonus up to 200,000 Ks — note that a 15x wagering requirement on the bonus amount applies.
Go to the Baccarat section
From the Live Casino section, select a Baccarat room, choose a side — Player, Banker, or Tie — and place your bet.
Withdraw your winnings
You can withdraw a minimum of 20,000 Ks, and funds will arrive within 30 minutes to 3 hours.
my97 Baccarat bonuses and tier requirements
200% Welcome Bonus
On your first deposit, you can receive a 200% bonus up to 200,000 Ks. For example — deposit 20,000 Ks, get 40,000 Ks in bonus, and play with a total of 60,000 Ks. You will need to meet a wagering requirement of 40,000 × 15 = 600,000 Ks.
Three VIP tiers
You can move up through Bronze, Silver, and Gold VIP tiers by playing Baccarat. From Bronze to Gold, you earn weekly cashback of 0.4% up to 1.2% — the more you play, the higher the tier you can reach.
Weekly cashback
Getting cashback on losses is an exclusive benefit for my97 VIP players. Once you reach Gold tier, you can play Baccarat knowing you get up to 1.2% cashback every week.
Start playing Baccarat right now
Log in to my97, browse Live Baccarat rooms 24/7, and deposit in minutes with KBZPay.
Log in to my97 and playmy97 payments and security
At my97, deposits and withdrawals are handled smoothly through Myanmar's most popular payment methods. KBZPay users can deposit and withdraw instantly, and Wave Money, AYA Pay, and CB Pay are also supported.
20,000 Ks
20,000 Ks
30 minutes – 3 hours
SSL encryption
200% bonus example
Deposit: 20,000 Ks
Bonus (200%): 40,000 Ks
Play balance: 60,000 Ks
Wagering (15x): 600,000 Ks
Deposit: 220,000 Ks
Bonus (max): 200,000 Ks
Play balance: 420,000 Ks
Wagering (15x): 3,000,000 Ks
Strategies Baccarat players should know
Stick with the Banker Bet
Experienced players often recommend the Banker side because statistically it carries a lower house edge, giving you a better chance over the long run. Just remember the 5% commission.
Manage your budget
After each win, set aside half the profit and continue playing only with the rest. This is one of the most effective ways to keep your bankroll going over time.
Don't rely on the Tie Bet too often
The Tie payout of 8x looks attractive, but it rarely hits and the house edge is high. Use it only occasionally, not as a regular bet.
Learn to read the Scoreboard
In Live Baccarat you will see the Big Road, Big Eye Boy and Small Road charts. These display recent hand results so you can track patterns and make more informed decisions.
Contact my97 Customer Support
If you have questions about Baccarat, issues with deposits or withdrawals, or want to ask about VIP levels, my97 customer support is always ready to help via 24/7 Live Chat (Myanmar language) and email at [email protected].
What you should know about Baccarat
More games to play on my97
After Baccarat, check out the other entertainment sections my97 has to offer.